Credit Risk Manager Job Vacancy in Pemba, Mozambique – Banking & Finance

Job Description

Position: Credit Risk Manager

Company: Standard Bank Group

Location: Pemba, Mozambique

Experience: 5+ years in credit risk analysis, preferably in emerging markets

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk Management

Salary: SSP 250,000 – 400,000 per month

Vacancies:1

Company Overview

Standard Bank Group is a leading African financial institution with a strong presence across the continent, including Mozambique. With a commitment to sustainable growth and inclusive banking, the group supports individuals, SMEs, and large corporations in achieving their financial goals. As part of its expansion strategy, Standard Bank continues to invest in talent that can drive robust risk frameworks and support the dynamic economic landscape of Mozambique. This role offers a unique opportunity to contribute to a reputable organization while advancing your career in a thriving market. Join us and be part of a team that values innovation, integrity, and excellence in Mozambique Jobs.

Job Overview

The Credit Risk Manager will lead the assessment, monitoring, and mitigation of credit risk across the bank’s portfolio in the northern region of Mozambique. Reporting to the Head of Risk Management, you will develop risk policies, conduct portfolio reviews, and collaborate with business units to ensure sound credit decisions. This position plays a critical role in safeguarding the bank’s assets while supporting growth initiatives. For more information about Standard Bank Group’s mission and values, visit https://mozambiquejobsearch.com/. This role is a prime example of Career Opportunities in Mozambique and aligns with the growing demand for skilled professionals in the banking sector.

Key Responsibilities

• Develop and implement credit risk policies and procedures aligned with regulatory standards.
• Conduct comprehensive credit assessments for new and existing corporate clients.
• Monitor portfolio performance and identify emerging risk trends.
• Prepare risk reports for senior management and regulatory bodies.
• Collaborate with loan officers to structure risk‑adjusted financing solutions.
• Lead stress‑testing exercises and scenario analyses.
• Provide training and guidance to junior analysts on credit risk methodologies.
• Ensure compliance with internal risk appetite and external regulatory requirements.

Required Skills

• Strong analytical and quantitative abilities.
• Proficiency in credit risk modeling and financial statement analysis.
• Excellent communication and stakeholder management skills.
• Knowledge of Mozambican banking regulations and Basel standards.
• Advanced Excel and familiarity with risk management software.
• Ability to work independently and lead cross‑functional teams.
• Attention to detail and high ethical standards.
• Fluency in English and Portuguese.

Education

A bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. A master’s degree or professional certifications such as CFA, FRM, or PRM are highly desirable and will be considered an advantage.

Experience

Minimum of five years of experience in credit risk analysis, preferably within a banking environment in emerging markets. Prior experience in leading risk assessments and managing a team is preferred.

Salary

The position offers a competitive salary range of SSP 250,000 to 400,000 per month, commensurate with experience and qualifications, along with performance‑based incentives.

Benefits

• Health insurance coverage.
• Retirement savings plan.
• Annual performance bonus.
• Professional development allowance.
• Paid parental and sick leave.
• Employee assistance program.

Training

• On‑boarding program covering bank policies and risk frameworks.
• Continuous learning opportunities through internal workshops.
• Access to external certifications and courses.
• Mentorship from senior risk leaders.
• Regular updates on regulatory changes.

Working Environment

Based in the vibrant coastal city of Pemba, the role offers a collaborative office setting with modern facilities. Employees benefit from a culture that promotes work‑life balance, diversity, and inclusion, fostering an environment where innovative ideas thrive.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online portal on our website. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Standard Bank Group is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, or sexual orientation.