Corporate Credit Analyst Job Vacancy in Maputo, Mozambique – Banking & Finance

Job Description

Position:Corporate Credit Analyst

Company:Standard Chartered Bank

Location:Maputo, Mozambique

Experience:3-5 years in corporate credit analysis

Education:Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type:Full-time

Industry:Banking & Finance

Department:Corporate Banking

Salary:SSP 250,000 – 400,000 per month

Vacancies:1

Company Overview

Standard Chartered Bank is a leading international banking group with a strong presence across Africa, including Mozambique. With a heritage of over 160 years, the bank delivers innovative financial solutions to corporate, institutional, and retail clients. In Maputo, Standard Chartered plays a pivotal role in supporting the country’s economic growth, facilitating trade, and providing access to capital for businesses of all sizes. The bank’s commitment to sustainable finance, digital transformation, and inclusive growth makes it an attractive employer for professionals seeking a dynamic career in the financial sector. As part of its strategic expansion, Standard Chartered continuously invests in talent, offering robust career pathways, mentorship programs, and a collaborative culture that values diversity and integrity. This environment creates a fertile ground for ambitious individuals to thrive while contributing to Mozambique’s development.

Job Overview

The Corporate Credit Analyst will join the Corporate Banking team in Maputo, playing a critical role in assessing the creditworthiness of medium to large enterprises across various sectors. The analyst will conduct thorough financial analysis, prepare credit proposals, and support senior relationship managers in structuring loan facilities that align with the bank’s risk appetite and regulatory standards. This position offers exposure to a broad portfolio of industries, including mining, agribusiness, infrastructure, and renewable energy, providing a comprehensive understanding of Mozambique’s economic landscape. The role is integral to the bank’s mission of delivering responsible financing solutions while maintaining rigorous risk management practices. Candidates will benefit from continuous professional development, access to cutting‑edge analytical tools, and the opportunity to work within a globally recognized institution. For more information about Standard Chartered’s career opportunities, visit Standard Chartered Bank Careers.

Key Responsibilities

• Perform detailed financial statement analysis, cash flow modeling, and ratio analysis for corporate clients.
• Prepare comprehensive credit memorandums, including risk assessment, mitigation strategies, and recommendation for loan approval.
• Collaborate with relationship managers to structure loan facilities, ensuring alignment with client needs and bank policies.
• Monitor existing credit exposures, conduct periodic reviews, and recommend appropriate actions for risk mitigation.
• Stay updated on macro‑economic trends, sector developments, and regulatory changes affecting credit risk in Mozambique.
• Maintain accurate documentation in the bank’s credit system and ensure compliance with internal audit standards.
• Participate in credit committee meetings, presenting analyses and defending recommendations.

Required Skills

• Strong analytical and quantitative skills with proficiency in Excel and financial modeling.
• Excellent written and verbal communication abilities, capable of presenting complex information clearly.
• Attention to detail and ability to work under tight deadlines while maintaining high quality.
• Solid understanding of corporate finance, banking products, and credit risk principles.
• Proficiency in English; Portuguese fluency is highly desirable.
• Team‑oriented mindset with the ability to collaborate across functions.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, Accounting, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Applicants should possess 3‑5 years of hands‑on experience in corporate credit analysis, loan underwriting, or related roles within a reputable bank or financial institution. Experience in emerging markets, particularly in Africa, will be considered a strong asset.

Salary

The compensation package ranges from SSP 250,000 to SSP 400,000 per month, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and retirement benefits.

Benefits

• Competitive base salary with annual performance bonus.
• Comprehensive health and life insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Mozambican labor law.
• Access to employee assistance programs and wellness initiatives.

Training

• On‑boarding program covering bank policies, systems, and compliance.
• Continuous professional development through internal workshops, e‑learning platforms, and external certifications.
• Mentorship from senior credit officers and exposure to cross‑border transactions.

Working Environment

The role is based in Standard Chartered’s modern office in Maputo’s central business district, featuring open‑plan workspaces, meeting rooms equipped with video‑conferencing technology, and collaborative zones. The bank promotes a flexible work culture, encouraging a healthy work‑life balance while maintaining high standards of service delivery.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the Standard Chartered Careers portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview followed by technical assessments and final panel interviews.

Equal Opportunity Statement

Standard Chartered Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, sexual orientation, or any other protected characteristic. We encourage qualified individuals from all backgrounds to apply for this position and join us in shaping the future of banking in Mozambique.