Digital Banking Product Manager Job Vacancy in Maputo, Mozambique – Banking & Finance

Job Description

Position: Digital Banking Product Manager

Company: Standard Bank Mozambique

Location: Maputo, Mozambique

Experience: 5+ years in digital product management, preferably in banking

Education: Bachelor’s degree in Business, Finance, Computer Science or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Finance

Department: Digital Banking

Salary: 1,200,000 – 1,800,000 SSP per month

Vacancies:1

Company Overview

Standard Bank is a leading African financial institution with a strong presence across the continent, including a fully licensed subsidiary in Mozambique. With a commitment to innovation, financial inclusion, and sustainable growth, Standard Bank Mozambique serves a diverse client base ranging from retail customers to large corporates. The bank’s digital transformation agenda is central to its strategy, aiming to deliver seamless, secure, and user‑friendly banking experiences. As part of its expansion in the digital space, Standard Bank Mozambique is seeking top talent to drive product excellence and market leadership. This role offers a unique opportunity to shape the future of banking in Mozambique, contributing to the broader vision of financial empowerment and economic development.

Job Overview

The Digital Banking Product Manager will lead the end‑to‑end lifecycle of digital banking products, including mobile banking apps, online account opening, and digital payment solutions. Reporting to the Head of Digital Banking, you will collaborate with cross‑functional teams—technology, risk, compliance, marketing, and operations—to design, develop, launch, and continuously improve digital offerings that meet the evolving needs of customers. This position plays a pivotal role in driving adoption, enhancing user experience, and ensuring regulatory compliance. For more information about Standard Bank’s digital initiatives, visit https://mozambiquejobsearch.com/. The role is central to Standard Bank’s commitment to delivering innovative, secure, and accessible banking services across Mozambique, aligning with the growing demand for digital financial solutions.

Key Responsibilities

• Define product vision, strategy, and roadmap for digital banking solutions aligned with business goals and market trends.
• Conduct market research, competitor analysis, and customer insights to identify opportunities for new features and services.
• Lead product development cycles using agile methodologies, working closely with UX/UI designers, developers, and QA teams.
• Ensure product compliance with the Bank of Mozambique regulations, data protection standards, and internal risk policies.
• Monitor product performance metrics, user adoption rates, and feedback to drive continuous improvement.
• Collaborate with marketing to create go‑to‑market strategies, launch plans, and communication campaigns.
• Manage product budgets, timelines, and stakeholder expectations throughout the product lifecycle.
• Serve as the product champion, providing training and support to internal teams and external partners.

Required Skills

• Strong analytical and problem‑solving abilities with a data‑driven mindset.
• Excellent communication and stakeholder management skills.
• Proficiency in agile product development tools (e.g., JIRA, Confluence).
• Deep understanding of digital banking trends, fintech ecosystems, and emerging technologies.
• Ability to translate complex regulatory requirements into practical product features.
• Leadership experience in cross‑functional team environments.

Education

A Bachelor’s degree in Business Administration, Finance, Computer Science, Information Systems, or a related discipline is required. A Master’s degree or relevant professional certifications (e.g., Certified Scrum Product Owner, PMP) are highly desirable and will be considered an advantage.

Experience

Applicants must have a minimum of five years of experience in digital product management, preferably within the banking or financial services sector. Experience with mobile banking platforms, digital payments, and online account opening processes is essential. Prior exposure to the Mozambican financial market or similar emerging markets will be viewed favorably.

Salary

The compensation package ranges from 1,200,000 to 1,800,000 SSP per month, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and retirement benefits.

Benefits

• Comprehensive health and dental coverage.
• Retirement savings plan with employer contributions.
• Performance‑linked annual bonus.
• Generous paid leave and public holidays.
• Employee assistance program and wellness initiatives.

Training

• Continuous professional development programs and certifications.
• Access to internal fintech labs and innovation hubs.
• Mentorship from senior leaders in digital banking.
• Regular workshops on regulatory updates and risk management.

Working Environment

Standard Bank Mozambique offers a collaborative, inclusive, and dynamic workplace located in the heart of Maputo’s financial district. Employees benefit from modern office facilities, flexible working arrangements, and a culture that encourages innovation, learning, and career growth. The bank promotes a balanced work‑life environment and values diversity of thought and background.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on the Standard Bank careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview followed by technical assessments and final panel interviews.

Equal Opportunity Statement

Standard Bank Mozambique is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.