Financial Crime Investigation Analyst Job Vacancy in Chibuto, Mozambique – Banking & Financial Services

Job Description

Position:Financial Crime Investigation Analyst

Company:Standard Bank Group

Location:Chibuto, Mozambique

Experience:3-5 years

Education:Bachelor’s degree in Finance, Accounting, or related field

Employment Type:Full-time

Industry:Banking & Financial Services

Department:Risk & Compliance

Salary:SSP 1,200,000 – 1,800,000 per annum

Vacancies:1

Company Overview

Standard Bank Group is a leading African banking institution with a strong presence across the continent, including Mozambique. With a commitment to fostering economic growth, financial inclusion, and sustainable development, Standard Bank offers a dynamic environment where innovation meets regulatory excellence. The bank’s operations in Mozambique support a wide range of sectors, from agriculture to mining, and play a pivotal role in the country’s financial ecosystem. As part of its strategic expansion, Standard Bank continuously invests in talent that can safeguard its assets, reputation, and customers against financial crime. This role contributes directly to the bank’s mission of delivering secure, reliable, and transparent banking services, making it an ideal platform for professionals seeking impactful career opportunities in Mozambique.

Standard Bank’s culture emphasizes integrity, collaboration, and continuous learning. Employees benefit from robust mentorship programs, access to cutting‑edge analytical tools, and a supportive network that encourages professional growth. By joining the Chibuto branch, you will be part of a team that values local insight while aligning with global best practices, ensuring that your contributions resonate both regionally and internationally.

Job Overview

The Financial Crime Investigation Analyst will be responsible for detecting, analyzing, and mitigating financial crime risks, including money laundering, fraud, and terrorist financing. Reporting to the Head of Risk & Compliance, you will work closely with internal stakeholders, external regulators, and law enforcement agencies to ensure that Standard Bank adheres to all applicable anti‑money laundering (AML) and counter‑terrorism financing (CTF) regulations. This position offers a unique blend of investigative work, data analytics, and strategic risk management, providing a comprehensive view of the bank’s compliance landscape. The role is central to protecting the bank’s reputation and supporting Mozambique Jobs initiatives that promote safe and trustworthy financial services.

Key aspects of the role include conducting transaction monitoring, preparing suspicious activity reports (SARs), and collaborating on the development of enhanced due‑diligence procedures. You will also contribute to the continuous improvement of the bank’s AML framework, ensuring alignment with both local and international standards. This is a high‑visibility position that offers exposure to senior leadership and the opportunity to influence policy and operational decisions across the organization.

For more information about Standard Bank’s commitment to career development, visit our main website: https://mozambiquejobsearch.com.

Key Responsibilities

• Analyze transaction data to identify patterns indicative of money laundering, fraud, or other illicit activities.
• Prepare and submit high‑quality Suspicious Activity Reports (SARs) to the Financial Intelligence Unit (FIU) in Mozambique.
• Conduct thorough investigations, including gathering evidence, interviewing relevant parties, and documenting findings.
• Collaborate with the Legal, Audit, and Operations teams to implement corrective actions and mitigate identified risks.
• Maintain up‑to‑date knowledge of local and international AML/CTF regulations, ensuring the bank’s policies remain compliant.
• Assist in the design and delivery of AML training programs for staff across all business units.
• Support the development of risk‑based monitoring models and enhance existing detection algorithms.
• Participate in regulatory examinations and audits, providing required documentation and explanations.
• Generate regular reports for senior management, highlighting trends, emerging threats, and remediation status.
• Contribute to the continuous improvement of the bank’s compliance culture through proactive communication and stakeholder engagement.

Required Skills

• Strong analytical abilities with proficiency in data‑analysis tools such as Excel, SQL, or AML monitoring software.
• Excellent written and verbal communication skills, capable of presenting complex findings clearly.
• Attention to detail and a methodical approach to investigative work.
• Ability to work independently while collaborating effectively within cross‑functional teams.
• Solid understanding of AML, CTF, and related regulatory frameworks (e.g., FATF, local Central Bank guidelines).
• Problem‑solving mindset with a proactive attitude toward risk mitigation.
• High ethical standards and a commitment to confidentiality.

Education

A Bachelor’s degree in Finance, Accounting, Economics, Law, or a related discipline is required. Professional certifications such as Certified Anti‑Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) are highly desirable and will be considered an asset during the selection process.

Experience

Applicants should have 3‑5 years of experience in financial crime investigation, AML compliance, fraud detection, or a related field within the banking or financial services sector. Experience working with regulatory bodies in Mozambique or other African jurisdictions is advantageous.

Salary

The annual compensation package ranges from SSP 1,200,000 to SSP 1,800,000, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and a retirement savings plan.

Benefits

• Comprehensive health and dental coverage.
• Retirement savings scheme with employer contributions.
• Annual performance bonus.
• Professional development allowance for certifications and training.
• Paid parental and sick leave.
• Employee assistance program.

Training

• Onboarding program covering Standard Bank’s compliance framework and AML policies.
• Continuous learning modules on emerging financial crime trends.
• Access to industry conferences and webinars.
• Mentorship from senior compliance officers.

Working Environment

The role is based in the modern Standard Bank office in Chibuto, offering a collaborative workspace equipped with advanced analytical tools and secure data systems. Employees enjoy a flexible work arrangement, with the possibility of remote work for certain tasks, while maintaining a strong presence in the local office to foster teamwork and community engagement.

Application Process

Interested candidates should submit their application through the online portal on our partner site: https://www.senegaljobsearch.com/. Please include a tailored resume, a cover letter outlining your relevant experience, and copies of any professional certifications. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview.

Equal Opportunity Statement

Standard Bank Group is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, sexual orientation, or any other characteristic protected by law. We encourage qualified candidates from all backgrounds to apply and join our mission to drive sustainable economic growth in Mozambique.