FinTech Product Owner Job Vacancy in Lichinga, Mozambique – Financial Technology

Job Description

Position: FinTech Product Owner

Company: Mastercard

Location: Lichinga, Mozambique

Experience: 5+ years in product management within financial technology

Education: Bachelor’s degree in Business, Computer Science, or related field

Employment Type: Full-time

Industry: Financial Technology

Department: Product Development

Salary: 800,000 – 1,200,000 SSP per month

Vacancies:1

Company Overview

Mastercard is a global leader in payment technology, dedicated to connecting and powering an inclusive digital economy. With a strong presence across Africa, Mastercard supports local businesses, governments, and consumers in Mozambique through innovative solutions that enhance financial inclusion and security. The company’s commitment to sustainable growth and community development aligns with Mozambique’s vision for a modern, resilient economy. As part of its expansion strategy, Mastercard is investing in talent across the country, creating diverse Mozambique Jobs that drive economic empowerment and digital transformation. This role offers a unique opportunity to contribute to a forward‑thinking organization that values innovation, collaboration, and social impact.

Job Overview

The FinTech Product Owner will lead the end‑to‑end development of digital payment products tailored to the Mozambican market. Reporting to the Head of Product Development, you will collaborate with cross‑functional teams—including engineering, design, compliance, and marketing—to define product vision, prioritize features, and ensure successful delivery. This position plays a critical role in shaping Mastercard’s portfolio of mobile wallets, QR‑code payments, and merchant solutions, directly influencing the adoption of digital finance in Mozambique. For more information, visit Mozambique Job Search. This role is a cornerstone of our Hiring in Mozambique initiative, offering a dynamic environment for career growth.

Key Responsibilities

• Define and communicate product strategy and roadmap aligned with market needs and Mastercard’s global standards.
• Gather and prioritize requirements from stakeholders, including merchants, banks, and regulators.
• Work closely with engineering teams to translate requirements into user stories and ensure timely delivery.
• Conduct market research and competitive analysis to identify emerging trends in the Financial Technology sector.
• Monitor product performance metrics, gather user feedback, and iterate to improve user experience.
• Ensure compliance with local financial regulations and data security standards.
• Collaborate with marketing and sales to develop go‑to‑market strategies and drive product adoption.

Required Skills

• Strong understanding of fintech ecosystems, digital payments, and mobile banking.
• Proven ability to lead product development cycles from concept to launch.
• Excellent analytical and problem‑solving skills with a data‑driven mindset.
• Effective communication and stakeholder management across multicultural teams.
• Experience with Agile methodologies and product backlog management.
• Knowledge of regulatory frameworks governing financial services in Mozambique.
• Fluency in English and Portuguese.

Education

A Bachelor’s degree in Business Administration, Computer Science, Finance, or a related discipline is required. Advanced certifications in product management or fintech are advantageous.

Experience

Minimum of five years managing digital financial products, preferably within a multinational organization. Demonstrated success in launching fintech solutions in emerging markets is highly valued.

Salary

The compensation package ranges from 800,000 to 1,200,000 SSP per month, reflecting experience, expertise, and market benchmarks for senior product roles in Mozambique.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with company matching contributions.
• Performance‑based bonuses and stock‑option opportunities.
• Generous paid time off and public holiday schedule.
• Flexible working arrangements, including remote work options.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering Mastercard’s culture, systems, and compliance standards.
• Continuous learning budget for certifications, workshops, and conferences.
• Mentorship pairing with senior product leaders across the region.
• Access to internal e‑learning platforms for technical and leadership development.
• Regular knowledge‑sharing sessions on fintech innovations and market trends.

Working Environment

Based in Lichinga’s modern office campus, the role offers a collaborative atmosphere with state‑of‑the‑art facilities, high‑speed internet, and ergonomic workspaces. Mastercard promotes a culture of inclusion, where diverse perspectives are encouraged and respected. Employees benefit from a supportive community, regular team‑building activities, and a focus on work‑life balance.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining relevant experience through the online portal on our careers page. Applications will be reviewed by the recruitment team, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment in Lichinga.

Equal Opportunity Statement

Mastercard is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of race, gender, age, disability, sexual orientation, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.