Financial Risk Analyst Job Vacancy in Maputo, Mozambique – Banking & Finance

Job Description

Position:Financial Risk Analyst

Company:Standard Bank Group

Location:Maputo, Mozambique

Experience:3-5 years of relevant experience in risk analysis, preferably in the banking sector

Education:Bachelor’s degree in Finance, Economics, or related field; Master’s preferred

Employment Type:Full-time

Industry:Banking & Finance

Department:Risk Management

Salary:SSP 800,000 – 1,200,000 per month

Vacancies:1

Company Overview

Standard Bank Group is a leading African financial institution with a strong presence across the continent, including a fully operational branch network in Mozambique. As a pioneer in delivering innovative banking solutions, Standard Bank supports economic growth and financial inclusion throughout the region. The bank’s commitment to excellence, sustainability, and community development makes it an attractive employer for professionals seeking dynamic career paths. Join a team that values integrity, collaboration, and continuous improvement, and contribute to the bank’s vision of empowering individuals and businesses in Mozambique. This role offers a unique opportunity to be part of a respected organization that consistently ranks among the top employers in the country, providing a platform for professional growth and meaningful impact.

Job Overview

The Financial Risk Analyst will play a critical role in identifying, assessing, and mitigating financial risks associated with the bank’s lending, investment, and operational activities in Mozambique. Reporting to the Head of Risk Management, the analyst will develop risk models, conduct stress testing, and provide actionable insights to senior management. This position is based in Maputo, offering exposure to a vibrant market and the chance to work on high‑impact projects that shape the bank’s risk strategy. For more information about Standard Bank Group and its commitment to career development, visit https://mozambiquejobsearch.com/. This vacancy is part of our ongoing hiring in Mozambique, reflecting our dedication to expanding our talent pool and supporting the country’s financial sector.

Key Responsibilities

• Develop and maintain quantitative risk models for credit, market, and operational risk.
• Conduct regular risk assessments and stress‑testing scenarios to evaluate portfolio resilience.
• Prepare detailed risk reports and present findings to senior management and the board.
• Monitor regulatory changes and ensure compliance with the Bank of Mozambique guidelines.
• Collaborate with business units to embed risk‑aware decision making into product development.
• Analyze financial statements and macro‑economic data to forecast potential risk exposures.
• Support the implementation of risk mitigation strategies and track their effectiveness.

Required Skills

• Strong analytical and quantitative abilities with proficiency in statistical software (e.g., SAS, R, Python).
• In‑depth knowledge of banking risk frameworks such as Basel III.
• Excellent communication skills for presenting complex data to non‑technical stakeholders.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in Microsoft Office Suite, especially Excel and PowerPoint.
• Team‑oriented mindset with a proactive approach to problem solving.

Education

A bachelor’s degree in Finance, Economics, Mathematics, or a related discipline is required. Candidates with a Master’s degree or professional certifications such as FRM or CFA are highly preferred, reflecting the advanced analytical demands of the role.

Experience

Applicants should have 3‑5 years of experience in financial risk analysis, credit risk assessment, or a similar function within a banking or financial services environment. Experience with risk modeling, regulatory reporting, and exposure to emerging market economies will be considered advantageous.

Salary

The compensation package ranges from SSP 800,000 to SSP 1,200,000 per month, commensurate with experience and qualifications. The package includes performance‑based bonuses and a comprehensive benefits suite.

Benefits

• Health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Employee assistance program and wellness initiatives.
• Opportunities for international assignments and cross‑border projects.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance.
• Continuous professional development through workshops, webinars, and certifications.
• Mentorship from senior risk managers and access to a knowledge‑sharing platform.
• Leadership development tracks for high‑potential employees.

Working Environment

Standard Bank Group offers a collaborative and inclusive workplace in the heart of Maputo’s financial district. Employees benefit from modern office facilities, flexible working arrangements, and a culture that encourages innovation and knowledge sharing. The bank’s commitment to diversity and sustainability creates a supportive environment where every team member can thrive.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online application portal on our website. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for a virtual interview followed by an on‑site assessment.

Equal Opportunity Statement

Standard Bank Group is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every applicant receives equal consideration.