Corporate Risk Analyst Job Vacancy in Maputo, Mozambique – Banking & Finance

Job Description

Position: Corporate Risk Analyst

Company: Standard Bank Group

Location: Maputo, Mozambique

Experience: 3-5 years in banking risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk Management

Salary: 1,200,000 – 1,800,000 SSP per annum

Vacancies:1

Company Overview

Standard Bank Group is a leading African banking institution with a strong presence across the continent, including a fully regulated subsidiary in Mozambique. With a legacy spanning over 150 years, Standard Bank delivers innovative financial solutions to corporate, SME, and retail clients. The bank’s commitment to sustainable growth, digital transformation, and community development makes it a top employer for professionals seeking impactful careers. As part of its expansion strategy, Standard Bank continues to invest in robust risk frameworks, ensuring stability and confidence in Mozambique’s dynamic financial market. This environment offers unparalleled exposure to Mozambique Jobs and a platform for career advancement.

Job Overview

The Corporate Risk Analyst will join the Risk Management Department in Maputo, playing a pivotal role in identifying, assessing, and mitigating financial risks associated with corporate lending and investment activities. The analyst will collaborate with credit officers, compliance teams, and senior managers to develop risk models, conduct stress testing, and produce insightful reports that support strategic decision‑making. This position is central to maintaining the bank’s risk appetite and protecting stakeholder interests, aligning with the broader goal of fostering stable employment in Mozambique. For more information about our career portal, visit Mozambique Job Search.

Key Responsibilities

• Analyze credit risk profiles of corporate clients using quantitative and qualitative methods.
• Develop and maintain risk rating models, ensuring alignment with regulatory standards.
• Perform stress testing and scenario analysis to evaluate portfolio resilience.
• Prepare detailed risk assessment reports for senior management and the board.
• Collaborate with the compliance unit to ensure adherence to anti‑money‑laundering and KYC regulations.
• Monitor emerging market trends and their potential impact on the bank’s risk exposure.
• Provide recommendations for risk mitigation strategies and credit policy enhancements.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel, VBA, and statistical software (e.g., R, SAS).
• In‑depth knowledge of banking regulations, Basel III, and local financial legislation.
• Excellent communication skills for presenting complex risk concepts to non‑technical stakeholders.
• Attention to detail and ability to work under tight deadlines.
• Team‑oriented mindset with a proactive approach to problem solving.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates holding a Master’s degree or professional certifications such as CFA, FRM, or PRM will be given preference.

Experience

Applicants should possess three to five years of hands‑on experience in risk analysis, credit assessment, or related functions within a reputable banking or financial services institution. Prior exposure to corporate lending portfolios and regulatory reporting is essential.

Salary

The compensation package ranges from 1,200,000 to 1,800,000 SSP annually, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration structure.

Benefits

• Comprehensive health and life insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Transportation allowance for commuting within Maputo.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance standards.
• Continuous professional development through workshops, webinars, and certifications.
• Mentorship opportunities with senior risk managers.

Working Environment

Standard Bank offers a modern, collaborative workspace equipped with state‑of‑the‑art technology. The culture promotes diversity, inclusion, and a strong focus on ethical conduct, providing a supportive setting for both personal and professional growth.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online portal. Applications will be reviewed on a rolling basis, and shortlisted applicants will be contacted for interviews.

Equal Opportunity Statement

Standard Bank Group is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, or sexual orientation. Our hiring practices reflect our dedication to fairness and respect.