Corporate Lending Analyst Job Vacancy in Mocimboa da Praia, Mozambique – Banking & Financial Services

Job Description

Position: Corporate Lending Analyst

Company: Deutsche Bank AG

Location: Mocimboa da Praia, Mozambique

Experience: 5+ years in corporate lending, credit analysis, and risk assessment.

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field; Master’s preferred.

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Corporate Banking

Salary: SSP 250,000 – 350,000 per month

Vacancies:1

Company Overview

Deutsche Bank AG is a leading global banking and financial services institution with a strong commitment to fostering economic growth across emerging markets. In Mozambique, the bank has established a robust presence, supporting local enterprises, infrastructure projects, and international trade. The Mocimboa da Praia branch serves as a strategic hub for corporate clients operating in the northern provinces, offering tailored financing solutions, advisory services, and risk management expertise. Deutsche Bank’s reputation for innovation, compliance, and sustainable finance makes it an attractive employer for professionals seeking to advance their careers in a dynamic, multicultural environment. As part of its dedication to talent development, the bank continuously invests in employee training, diversity initiatives, and community outreach, aligning its operations with the broader goals of economic development and financial inclusion in Mozambique.

Job Overview

The Corporate Lending Analyst will play a pivotal role in evaluating, structuring, and managing credit facilities for corporate clients across various sectors, including mining, agriculture, manufacturing, and infrastructure. Reporting to the Senior Credit Manager, the analyst will conduct comprehensive financial analyses, assess risk profiles, and collaborate with relationship managers to deliver customized lending solutions that meet client needs while adhering to Deutsche Bank’s risk policies. This position offers a unique opportunity to contribute to high‑impact financing projects that drive growth in Mozambique, while gaining exposure to international banking standards and best practices. For more information about Deutsche Bank’s career opportunities, visit our main portal: https://mozambiquejobsearch.com.

Explore additional regional opportunities at our partner sites: https://gambiajobsearch.com/job-vacancy-gambia/.

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Key Responsibilities

• Perform detailed financial statement analysis, cash flow modeling, and credit risk assessment for corporate loan applicants.
• Prepare comprehensive credit proposals, including risk ratings, loan structures, covenants, and repayment schedules.
• Collaborate with relationship managers to identify client financing needs and develop appropriate lending solutions.
• Monitor existing loan portfolios, conduct periodic reviews, and recommend corrective actions when necessary.
• Ensure compliance with internal credit policies, regulatory requirements, and anti‑money‑laundering standards.
• Maintain accurate documentation in the bank’s credit system and contribute to the continuous improvement of credit processes.
• Support senior management in strategic decision‑making by providing market insights and industry trend analyses.

Required Skills

• Strong analytical abilities with proficiency in financial modeling and valuation techniques.
• Excellent written and verbal communication skills in English; Portuguese proficiency is highly advantageous.
• Solid understanding of corporate banking products, credit risk frameworks, and regulatory environments.
• Ability to work independently and as part of a cross‑functional team in a fast‑paced setting.
• High level of integrity, attention to detail, and commitment to confidentiality.
• Proficiency with banking software, MS Office Suite, especially Excel.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates with a Master’s degree or professional certifications such as CFA, CPA, or FRM will be given preference.

Experience

Applicants must have at least five years of experience in corporate lending, credit analysis, or related financial services roles, preferably within an international banking environment. Experience in emerging markets, particularly in Africa, is considered a strong asset.

Salary

The compensation package ranges from SSP 250,000 to SSP 350,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards structure.

Benefits

• Comprehensive health and life insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Mozambican labor law.
• Professional development allowance for certifications and courses.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering Deutsche Bank’s policies, systems, and compliance standards.
• Continuous learning modules on credit risk, financial analysis, and industry-specific knowledge.
• Mentorship opportunities with senior credit officers and regional managers.

Working Environment

The Mocimboa da Praia office offers a modern, collaborative workspace equipped with state‑of‑the‑art technology and secure data systems. Employees benefit from a multicultural team, flexible working arrangements, and a culture that values innovation, diversity, and sustainable business practices. The bank encourages a healthy work‑life balance and supports community engagement initiatives throughout the region.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on our website. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for a virtual interview followed by an on‑site assessment at the Mocimboa da Praia branch.

Equal Opportunity Statement

Deutsche Bank AG is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, ethnicity, religion, disability, sexual orientation, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.