Risk Management Analyst Job Vacancy in Ponta do Ouro, Mozambique – Banking & Financial Services
Job Description
Position:Risk Management Analyst
Company:Banco Nacional de Investimento
Location:Ponta do Ouro, Mozambique
Experience:3-5 years
Education:Bachelor’s degree in Finance, Economics, or related field
Employment Type:Full-time
Industry:Banking & Financial Services
Department:Risk Management
Salary:SSP 250,000 – SSP 400,000 per month
Vacancies:1
Company Overview
Banco Nacional de Investimento (BNI) is one of Mozambique’s leading financial institutions, offering a comprehensive range of banking services to individuals, corporations, and government entities. With a strong commitment to financial inclusion, BNI has expanded its footprint across the country, supporting economic growth and development. The bank prides itself on a culture of integrity, innovation, and customer focus, fostering a dynamic environment where professionals can thrive. As part of its strategic vision, BNI is investing heavily in risk management capabilities to safeguard assets, ensure regulatory compliance, and enhance decision‑making processes. This commitment creates exciting career opportunities for skilled analysts who are eager to contribute to the bank’s resilience and long‑term success.
Job Overview
The Risk Management Analyst will play a pivotal role in identifying, assessing, and mitigating financial risks across BNI’s portfolio. Working closely with senior risk officers, the analyst will develop risk models, conduct stress testing, and produce insightful reports that inform strategic decisions. This position offers a unique chance to work in a fast‑growing bank located in the vibrant coastal town of Ponta do Ouro, where tourism and trade intersect, providing a dynamic backdrop for professional growth. The role is integral to BNI’s mission of delivering secure and reliable banking services while supporting Mozambique’s broader economic objectives.
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BNI encourages innovative thinking and provides access to cutting‑edge analytical tools, ensuring that its risk management framework remains robust and adaptable to market changes. The analyst will collaborate with cross‑functional teams, including credit, compliance, and treasury, to develop comprehensive risk mitigation strategies that align with both local regulations and international best practices.
By joining BNI, you will become part of a forward‑looking organization that values continuous learning, ethical standards, and community impact. The position offers competitive compensation, performance‑based incentives, and a clear pathway for career advancement within the banking sector.
Key Responsibilities
- Conduct quantitative risk assessments for credit, market, and operational exposures.
- Develop and maintain risk models, including Value at Risk (VaR) and credit scoring systems.
- Perform regular stress testing and scenario analysis to evaluate potential impacts on the bank’s portfolio.
- Prepare detailed risk reports and dashboards for senior management and regulatory bodies.
- Collaborate with the Credit Department to review loan proposals and assess associated risks.
- Monitor compliance with Basel III and local banking regulations, ensuring timely remediation of identified gaps.
- Assist in the development of risk mitigation policies and procedures.
- Provide training and guidance to junior analysts on risk assessment techniques.
Required Skills
- Strong analytical and quantitative skills with proficiency in statistical software (e.g., R, Python, SAS).
- Excellent knowledge of financial products, banking operations, and risk management frameworks.
- Ability to interpret complex data and translate findings into actionable recommendations.
- Effective communication skills, both written and verbal, for presenting reports to stakeholders.
- Attention to detail and a proactive approach to problem solving.
- Familiarity with regulatory requirements such as Basel III, IFRS 9, and local banking laws.
Education
A bachelor’s degree in Finance, Economics, Mathematics, Statistics, or a related discipline is required. Professional certifications such as FRM (Financial Risk Manager) or CFA are highly desirable and will be considered an advantage during the selection process.
Experience
Applicants should have 3‑5 years of relevant experience in risk analysis, credit risk assessment, or a similar role within a banking or financial services environment. Experience with risk modeling tools and exposure to regulatory reporting is essential.
Salary
The successful candidate will receive a competitive salary ranging from SSP 250,000 to SSP 400,000 per month, commensurate with experience and qualifications. Additional performance‑based bonuses may be awarded based on individual and departmental achievements.
Benefits
- Health insurance coverage for employee and dependents.
- Retirement savings plan with employer contributions.
- Paid annual leave and public holidays.
- Transportation allowance for commuting to the Ponta do Ouro office.
- Access to professional development programs and certification support.
Training
- On‑boarding program covering BNI’s risk management framework and systems.
- Continuous learning opportunities through workshops, webinars, and industry conferences.
- Mentorship from senior risk officers to accelerate skill development.
Working Environment
BNI offers a collaborative and inclusive workplace where diversity is celebrated. The Ponta do Ouro branch provides a modern office setting with state‑of‑the‑art technology, ergonomic workstations, and a supportive team culture. Employees enjoy a balanced work‑life environment, with flexible working arrangements where applicable.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on our website. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview.
Equal Opportunity Statement
Banco Nacional de Investimento is an equal opportunity employer. We welcome applications from all qualified individuals regardless of gender, race, religion, age, disability, or any other protected characteristic. Our commitment to diversity strengthens our ability to serve the community and drive innovation.
